01Commercial real estate
Acquisition
Acquire the property that fits your plan and move toward the closing with financing designed for the next stage of ownership.
- Up to 80% LTV
- 5–10 year terms
- 660+ business credit
- Income-producing property
Commercial real estate financing
Make the property work harder. Buy. Build. Reposition. Hold.
Support the purchase, refinance, construction plan, renovation, or long-term hold ahead.
Commercial real estateProperty financing options
Commercial real estate
Your commercial real estate goals
What are your financing goals?
Whether you are buying, refinancing, building, improving, or holding, the financing should support the move you want to make.
02Commercial real estate
Refinance
Replace debt that is holding the property back and create more room for the building to perform on your terms.
- Up to 80% LTV
- 5–10 year terms
- 660+ business credit
- Existing debt
03Commercial real estate
Construction
Turn a construction plan into a completed asset that can open, lease, operate, and create value.
- 10–30% equity contribution
- 1.25+ DSCR target
- High 600s+ credit
- Milestone-based draws
04Commercial real estate
Renovation
Create more value from the property you already own through improvements that change how the asset looks, works, and earns.
- 10–30% equity contribution
- 1.25+ DSCR target
- High 600s+ credit
- Scope and budget
05Commercial real estate
Bridge financing
Keep momentum while the property moves from one stage to the next, whether that means stabilizing, leasing, selling, or refinancing.
- Up to 80% LTV / LTC
- Up to 36-month terms
- Collateral-backed
- Defined exit strategy
06Commercial real estate
Investment
Build income, equity, and long-term portfolio strength through property that is positioned to perform over time.
- Up to 80% LTV
- 5–10 year terms
- 660+ business credit
- Income and occupancy
Ready to prequalify?
Move closer to the property, project, or portfolio you want to build.
Prequalify Deadline cannot move? Submit an urgent request.
Put the property plan to work
Make more possible with the property you own or want to own.
01
The assetA property can become a new acquisition, a stronger income producer, a finished project, or the foundation of a growing portfolio.
02
The opportunityA purchase, refinance, improvement, or transition can create a new chapter for the property and the people behind it.
03
The potentialIncome, occupancy, location, and use can all shape what the property is capable of becoming.
Specialty programs
Some projects require specialized financing.
Church and eligible cannabis businesses can face a different financing landscape. Bajan Phoenix helps you assess financing options for the property, equipment, expansion, or operating goals ahead.
Specialty financingMove the organization, property, equipment, or expansion plan toward completion.
01
Cannabis financing
For an eligible licensed cannabis business, financing can support commercial property, equipment, expansion, and working-capital goals where applicable law permits.
- Commercial property
- Equipment
- Expansion
- Working capital
02
Church financing
For an eligible church or religious organization, financing can support a property acquisition, renovation, refinance, or improvement that serves the next chapter of the community.
- Acquisition
- Construction or renovation
- Refinance
- Building improvements
The real need may sit inside the business