Base
Your assumptions
Cap rate10%
DSCR1.61×
Debt yield14.29%
Annual debt service$93,113
Cash flow after debt$56,887
Illustrative debt capacity$1,353,196
Investor resources and calculators
Screen the property. Know what to ask next.
Use clear assumptions to explore how property income, debt, and equity can shape an opportunity.
Calculator Center
Know what the numbers can make possible. Then move with confidence.
Start with the Investor Deal Screen to connect the key assumptions, then use the focused tools to explore a specific relationship in more detail. Every result is educational and does not predict approval, pricing, terms, or funding.
Calculator
Investor Deal Screen
Bring price, property income, debt, and equity assumptions together in one browser-local educational view.
Investor metric guide
Know what each number is actually telling you.
A metric is useful when it helps you ask a sharper next question. These are educational explanations, not thresholds, investment recommendations, or financing criteria.
01
NOI
What it measures
Property income after operating expenses, before debt service.
Ask next
Are the income and expense assumptions supported by the current operations?
02
Cap rate
What it measures
The relationship between annual NOI and a selected property value or price.
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Does the selected rate fit the asset, market, condition, and risk profile?
03
DSCR
What it measures
The relationship between annual NOI and annual principal-and-interest debt service.
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How does it change if income, rate, or amortization changes?
04
Debt yield
What it measures
The relationship between annual NOI and the contemplated debt amount.
Ask next
How does the property’s income compare with the debt you are considering?
05
Cash on cash
What it measures
Annual cash flow after debt service compared with cash invested.
Ask next
Have all acquisition cash needs and operating assumptions been included?
06
Debt capacity
What it measures
An illustrative principal amount under selected coverage, rate, and amortization assumptions.
Ask next
Which facts could materially change the assumptions behind the estimate?
Acquisition readiness
Organize the transaction details before the conversation.
Use this short original checklist to bring the key facts into one place before discussing financing options. It is not legal, tax, environmental, appraisal, or complete due-diligence guidance.
Prequalify for this transaction01
The property and objective
Address, asset type, the purchase, refinance, or capital objective, and what you want the opportunity to accomplish.
02
The income and condition
Current or expected income, meaningful operating expenses, occupancy or revenue context, known repairs, and planned improvements.
03
The debt and capital
Purchase price or estimated value, cash you expect to contribute, existing debt or payoff details, and other capital needs.
04
The timing and ownership
Critical dates, contract or closing timing where relevant, ownership structure, and the questions that need answers before you move forward.
Bajan Phoenix blog
Learn before you decide.
Explore practical articles on business-purpose loans, commercial real estate, and investing. Choose the topic that fits the opportunity you are evaluating and learn what to consider next.